PAMH has years of experience representing and assisting financial institutions of all size. 

Pulling from our well of experience, we develop and employ creative solutions to help financial institutions navigate legal issues arising in the context of secured lending transactions, real estate, underwriting, branch operations, policies and procedures, loan workouts, and foreclosures. We also help our financial clients with loan documentation, analyzing collateralization issues, judicial and non-judicial foreclosures, lease agreements, purchase and sale transactions, letters of credit, reviewing and addressing land title issues, loan participations and syndications, and related lending services. 

We even provide training for loan officers and document prep groups, to advise them on the mechanics of lending, proper loan collateralization, issues with guarantors, and steps to take in the event of a loan default.

For our banking clients, we routinely advise and assist them with traditional lending services and matters arising day-to-day at the branch level. We also work with these institutions to devise appropriate internal policies and procedures for use by bank officers and employees. And it doesn’t stop there. We also provide a variety of lending and related services to such clients:

  • Reviewing, modifying, and drafting loan documentation
  • Intercreditor and subordination agreements
  • Collateralization of loans
  • Reviewing borrowers’ organizational documents
  • Loan workouts and forbearance agreements
  • Preparing legal opinion letters
  • Foreclosures (personal and real property)
  • Trust reviews for lending transactions
  • Advising on creditors’ rights and bankruptcy
  • Blocked account-control agreements
  • Estates, guardianships and conservatorships
  • Escrow agreements
  • Drafting letters of credit and resolving letter of credit disputes